![]() We often post Visa or Mastercard gift cards for sale with no fees, that would enable you to earn the 5 points per dollar, or 7.5% back on all of your purchases!Īmazon gift cards are only sold in store, but when you do go to a store you can stock up on them and add them to your Amazon account where they can be saved.Īdditionally you can do even better than 1.5 cents per point if you transfer these points into airline or hotel points and use them for travel, I have redeemed miles for insane deals where they have been worth 15 cents each! That means those 5 points you earned would be worth a mind boggling 75% back! The best part is that office supply stores sell gift cards to other stores enabling you to earn 7.5% towards hundreds of stores! ![]() That means those 5 points per dollar you earned on the Chase Ink Card are now worth at least 7.5 cents towards travel, or potentially more via transfers to airlines or hotels. The reason these cards pair so well together, is that with the Chase Sapphire Reserve you can redeem points on the Chase travel portal at a value of 1.5 cents each, that is good for flights, hotels, car rentals, activities, and more. You can also use points to offset your annual fee at a value of 1.25 cents per point. The Chase Sapphire Reserve is a $550 annual fee card that has a plethora of incredible benefits such as a $300/year travel credit, $180 annual Instacart credit, $60 annual DoorDash credit, Priority Plus lounge access including non-traditional lounge access, airline and hotel transfer partners, Global Entry/PreCheck/Nexus credit, and more benefits that can easily offset that annual fee.The Chase Ink Cash is a no annual fee business card which earns 5 points per dollar at office supply stores up to $25,000/year per Ink Cash Card. ![]() That card gives 2% cash back, though there are also paths to convert those to miles with other cards if wanted.īut if you do travel, you can easily start saving 7.5% back on tons of purchases with what may be the best card duo of all time. If someone has no interest in travel, I’d tell them to get a 2% cash back card such as the Citi Double Cash card. There are dozens of great cards with different benefits for each person’s needs. Spending on a credit card is a great decision if you can treat it as cash and always pay your bills on time.
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